We are partnering people on their journeys through life. We are a purpose-led organisation that recognises the unique challenges and opportunities people face in their lives. We share our expertise to create brighter futures, through the responsible provision of financial services and products. We drive financial wellness, and are a platform for growth, sustainability and improvement.
Established in 2001, Evolution, formerly known as Real People, is built on a focused portfolio of businesses. These centre around providing responsible finance to individuals and customer-centric debt management solutions to businesses.
Our portfolio of businesses comprises:
Evolution Finance offers home improvement loans for customers to spend at over 750 participating Hardware stores. Our innovative in-store credit origination model provides our merchant clients with the tools required to improve their turnover and provides our customers with a user-friendly solution to their home improvement needs.
We strive to develop Life products that are highly flexible and continue to evolve, as your needs evolve, and that offer you peace of mind through life-changing events. We deliver our products through affinity partnerships that provide continuous value for money in a hassle-free manner.
We provide contingency based debt collection services and purchase non-performing debt.
We are experts in the pricing and purchase of unsecured consumer debt from blue chip credit vendors in the local Banking, Large Non-Banking Lenders and credit led Retail sectors. We purchase debts from vendors and as the owner of the debt, we then have full flexibility in crafting a value proposition for the consumer, whereby a portion of the acquisition discount can be shared with the consumer.
